Finances

7 Financial Goals For Your Family Budget

7 Financial Goals For Your Family Budget

Before I got into budgeting I never once thought about financial goals. We paid our bills, we used credit cards, and sometimes we had “extra” money and other times we didn’t (hence the credit card debt). We were just your typical American family, doing our thing.

Oh boy. Then, I was introduced to Dave Ramsey! Ya heard of him? I have known of Dave for awhile now. He introduced me to financial goals and to the debt free lifestyle.

Creating a family budget is just part of the equation, creating (and sticking too) financial goals is the next step. I know, sounds so boring. But I promise this is a much needed intentional act for EVERYONE!

How To Create A Budget In 4 Simple Steps

How To Create A Budget In 4 Simple Steps

I still remember the day when I checked my checking account balance and, there staring right back at me, was a negative number! “How did this happen?”, my 18-year-old, college self-asked.

Have you ever been in this position? It isn’t a very good feeling.

But really, how did this happen? The answer is simple, I didn’t have a budget! Hello, I was 18! I had no idea what a budget was! I can’t remember exactly when I learned to budget but since then I have learned a thing or two about tracking my money and creating a family budget.