Before I got into budgeting I never once thought about financial goals. We paid our bills, we used credit cards, and sometimes we had “extra” money and other times we didn’t (hence the credit card debt). We were just your typical American family, doing our thing.
Oh boy. Then, I was introduced to Dave Ramsey! Ya heard of him? I have known of Dave for awhile now. He introduced me to financial goals and to the debt free lifestyle.
Creating a family budget is just part of the equation, creating (and sticking too) financial goals is the next step. I know, sounds so boring. But I promise this is a much needed intentional act for EVERYONE!